Hero Electric Optima Loan EMI Calculator
₹2,505/month
EMI Starts at
₹86,882*
On-Road Price Starts at
Hero Electric Optima EMI starts at ₹ 2,505 per month for a loan period of 60 months @9.5% interest rate and a loan amount of ₹78,194*. To look at the EMI for Optima variants use the EMI Calculator below. It gives a detailed breakdown of EMI and other charges.
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Loan EMI Calculation
₹
₹0₹78,193.8
%
7%18%
Mo
12 Mo60 Mo
Monthly EMI for 5 months
₹15,973*
Loan Period
5 Months
Total Loan Amount
₹78,194
Total Interest Payable
₹1,669
Total Payment
₹79,863
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Year-Wise EMI Plan
₹
₹0₹78,193.8*
%
7%18%
| Period | EMI | Interest | Total Amount |
|---|---|---|---|
| 12 months | ₹ 6,820 | ₹ 3,646 | ₹ 81,840 |
| 18 months | ₹ 4,642 | ₹ 5,362 | ₹ 83,556 |
| 24 months | ₹ 3,554 | ₹ 7,102 | ₹ 85,296 |
| 30 months | ₹ 2,902 | ₹ 8,866 | ₹ 87,060 |
| 36 months | ₹ 2,468 | ₹ 10,654 | ₹ 88,848 |
| 42 months | ₹ 2,159 | ₹ 12,484 | ₹ 90,678 |
| 48 months | ₹ 1,927 | ₹ 14,302 | ₹ 92,496 |
| 54 months | ₹ 1,748 | ₹ 16,198 | ₹ 94,392 |
| 60 months | ₹ 1,604 | ₹ 18,046 | ₹ 96,240 |
Optima Variant Wise EMI
Showing EMI for 5 months @ 8.5% rate
| Variants | EMI Starts at | On-Road Price |
|---|---|---|
| CX 2.0 | ₹15,973 | ₹86,882 |
| CX 5.0 | ₹23,846 | ₹1,29,707 |
₹83,300 - ₹1.24 Lakh*
Ex-Showroom Price
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Optima Competitor EMI Details
Showing EMI for 5 months @ 8.5% rate
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Eligibility & Documents Requirements for a Loan
Who can apply?
You must be an Indian citizen.
Age: 18 to 80 years (at loan maturity).
CIBIL score: 700 or above.
If salaried: Earn at least ₹25,000 per month.
If self-employed: Show ITR proof for the last 2 years.
Also eligible: Proprietors, partnership firms, private limited companies, and trusts.
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Optima On Road Price in India
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