Hero Electric Optima Loan EMI Calculator
Loan EMI Calculation
Year-Wise EMI Plan
| Period | EMI | Interest | Total Amount |
|---|---|---|---|
| 12 months | ₹ 6,820 | ₹ 3,646 | ₹ 81,840 |
| 18 months | ₹ 4,642 | ₹ 5,362 | ₹ 83,556 |
| 24 months | ₹ 3,554 | ₹ 7,102 | ₹ 85,296 |
| 30 months | ₹ 2,902 | ₹ 8,866 | ₹ 87,060 |
| 36 months | ₹ 2,468 | ₹ 10,654 | ₹ 88,848 |
| 42 months | ₹ 2,159 | ₹ 12,484 | ₹ 90,678 |
| 48 months | ₹ 1,927 | ₹ 14,302 | ₹ 92,496 |
| 54 months | ₹ 1,748 | ₹ 16,198 | ₹ 94,392 |
| 60 months | ₹ 1,604 | ₹ 18,046 | ₹ 96,240 |
Optima Variant Wise EMI
| Variants | EMI Starts at | On-Road Price |
|---|---|---|
| CX 2.0 | ₹15,973 | ₹86,882 |
| CX 5.0 | ₹23,846 | ₹1,29,707 |
₹83,300 - ₹1.24 Lakh*
Ex-Showroom Price
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Smart EMI Planning Tips
Showroom bank or outside
Picking your EMI source wisely is important. Private banks usually offer quicker processing, flexible tenures and promotional rates which can bring down the EMI. However, these may add hidden charges. On the other hand, public sector banks may provide more stable interest rates and lower processing fees. Do compare total cost, not just EMI, before taking the loan.
Loan Tenure
Down payment
Hidden charges
Fixed vs Flexible rates
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Optima Competitor EMI Details
Eligibility & Documents Requirements for a Loan
Who can apply?
You must be an Indian citizen.
Age: 18 to 80 years (at loan maturity).
CIBIL score: 700 or above.
If salaried: Earn at least ₹25,000 per month.
If self-employed: Show ITR proof for the last 2 years.
Also eligible: Proprietors, partnership firms, private limited companies, and trusts.